LoanReady4.16 - App Store

Looking to achieve your dream of homeownership? Look no further than LoanReady, the ultimate financial digital assistant. Whether you're just starting your homeownership journey or you're a seasoned homeowner, LoanReady has everything you need to get mortgage-ready and build your homeownership wealth with confidence.

Here are some of the key features that set LoanReady apart:
. Free credit score, report, and monitoring: See your credit score and track changes month-to-month. Learn the key factors that make up your score and check your credit report for accuracy.
. Affordability analysis: Check your total buying power based on where your finances are today, then see the real-time impact that interest rate changes or other factors can have on your estimated monthly payment.
. Real estate listings: Search local and nationwide real estate listings, customize searches, favorite properties you like, and save your searches.
. Mortgage readiness assessment: Check your personal Homeownership Snapshot to see how you stand on the key financial factors used for mortgage approvability, and that will help you reduce your estimated monthly payment when buying your next home.
. Financial Insights: Track your cumulative savings and DTI as you save up for a new home, and your net worth as you grow wealth in your current one.
. Homeownership preparation: Connect with your trusted lender partner to review your mortgage readiness and get their guidance on planning and specific steps you should take to be confident at every stage of your journey.
Security is our #1 priority, so you can rest easy knowing that your financial accounts and homeownership preferences are secure. Read our security and privacy policies here.

Achieving your dream of homeownership has never been easier. Download LoanReady today and take control of your financial future.

Version History Introducing VA loan calculations! You can now check your VA loan eligibility and see how it could impact your journey to homeownership.
P.S. VA loan benefits are not available for everyone — your lender will still need to verify your status. 4.16 10/01/2025 We've squashed some minor bugs and made linking your employment info a breeze directly in the mobile app. We're always working to make your experience smoother! 4.15 08/27/2025 Easier sign in experience. Better error logging. Easier sharing and a smoother BuyerVision experience. Minor bugs eliminated! 4.14 07/23/2025 Introducing BuyerVision! A new way for you to view your full financial picture, just as your mortgage lender would view it, and get their personalized coaching on your mortgage approvability odds and more. New users will see a smoother first time on boarding experience. 4.13 06/14/2025 Fix data sharing popup scrollable issue under large text 4.12.1 05/20/2025 Readiness, credit, property and financial account on boarding improvements for a better user experience.
Readiness snapshot interface improvements and affordability calculator integration allows users to update values to see changes in real time! 4.12 05/14/2025 Accessibility improvement 4.11.1 04/29/2025 Dashboard and financial account enrollment experience enhancements! 4.11 04/09/2025 Expanded property enrollment capability- enroll up to 20 properties and track trends!
Explore further readiness and affordability improvements.
Bugs? Squashed! 4.10 03/06/2025 Re-introducing Budgets! Enjoy an improved experience integrated into your readiness snapshot. Set a goal and watch it grow!
Improved property search experience and
updated dashboard finance interface. 4.9 02/14/2025 More Homeownership Snapshot Improvements!

You can now ask your Lender about ways to secure a loan with a less-than-perfect credit history or a smaller down payment. 4.8 01/18/2025 Introducing Scenarios! A feature integrated into our Snapshot experience allowing you to compare some common configurations based on what other users commonly run.

We've also made our readiness summary more specific to provide you with an even more accurate view of your homeownership finances. 4.7 12/21/2024 First time user experience onboarding update- We've customized our onboarding to better fit your goals!
New Saved Property feature- search for your dream home and save to your experience!
Dashboard updates! 4.3 09/12/2024 Registration made easier! You can now register using either an email link OR an invitation code!

New credit tool! The Credit Compass feature from our web experience makes its mobile debut!

Bugs? Squashed! 4.2 08/08/2024 • Introducing the new Property page! Now, you can easily enroll and manage multiple properties from a single view.
• You can now link mortgages to different properties, allowing you to calculate equity and track your total net worth.
• We've also fixed tons of bugs to ensure that your experience with the app is as smooth as possible. 4.1 07/19/2024 Our new Financial Insights will show you your financial trends across Net worth, Savings, and Debt-to-Income ratio (DTI).

A new Step-by-Step guide will provide an easy map of your homeownership tools.

Updated mortgage interest rate information helps you track daily market changes.

Push notification will now alert you to the latest relevant and useful information.

Bugs were propelled into the center of the Sun! 3.24 10/24/2023 New national mortgage interest rate reference based on your Credit Score.
New Interest rate reference will also appears in Homeownership Snapshot for monthly payment comparison.
New look for the Dashboard Offer widget.
Details of the new release: 3.23 09/18/2023 Re-factored the Homeownership Snapshot readiness results dashboard so the page will load the most important stuff first and the entire page appear faster.
Separated each widget from the Dashboard loading so each element will load independently, ready for users to view while remaining ones load.
Added a Loading/Error view on each widget so you are never left wondering.
We're here to support you on your homeownership journey every step of the way, from your first home to your last. 3.21 07/25/2023 New Homeownership Snapshot enhancement!

Now you can use your linked information with a click of a button. 3.20 06/14/2023 Big Homeownership Snapshot update!

New estimated monthly payment gives you a detail break down.

New description and tips provide more information on each readiness factors.

New custom option on mortgage detail will provide a more accurate estimation. 3.19 05/18/2023 New education videos to boost your knowledge on mortgages.

Quick access to the Homeownership Snapshot.

Mortgage Readiness Snapshot update that tells you what you need to get ready.

Forgot Password flow update.

Bugs victoriously conquered. 3.18 04/21/2023 3.17 04/12/2023